Saving Deposits (बचत निक्षेप):
There are several saving deposit schemes. For deposit accounts, the interest rate is up to 4.00 percent per year.
Fixed Deposits (मुद्दति निक्षेप):
There are several fixed deposit schemes. For fixed deposit accounts, the interest rate is up to 9.25 percent per year.
Recurring Deposits (क्रमिक बचत निक्षेप):
For recurring deposit accounts, the interest rate is up to 8.50 percent per year.
Loan Schemes (कर्जा योजना):
The loan is provided for almost all fields. For loan accounts, the interest rate is up to +7 percent Premium Rate.
Base Rate of the Last Quarter End (Aswin End 2077) is 7.55%.
Debit Card Fee:
The Debit card is charged @ Nrs. 300 per year.
Excel VISA Debit Card Transaction Fee:
The Excel VISA Debit card can be used for withdrawal and purchase purpose inside Nepal, India and Bhutan with certain charges. The charges are as follows:
|Top-up (Prepaid Reload Fee)||Nil|
|Cash Withdrawal – ONUS||Nil|
|Balance Enquiry – ONUS||Nil|
|Mini Statement – ONUS||Nil|
|Fund Transfer – ONUS||Nil|
|Utility Payment – ONUS||Nil|
|Cash Withdrawal – Within NEPS Member*||0.00|
|Balance Enquiry – Within NEPS Member*||5.00|
|Mini Statement – Within NEPS Member*||5.00|
|Fund Transfer – Within NEPS Member*||Nil|
|Cash Withdrawal – Visa Terminals in Nepal||0.00|
|Balance Enquiry – Visa Terminals in Nepal||20.00|
|Cash Withdrawal – Visa Terminals outside Nepal||250.00|
|Balance Enquiry – Visa Terminals outside Nepal||50.00|
*NEPS Member Banks:
- Commercial Banks:
- Sunrise Bank Limited
- Machhapuchchhre Bank Limited
- Janata Bank Nepal Limited
- Siddhartha Bank Limited
- Citizens Bank International Limited
- NIC Asia Bank Limited
- Bank of Kathmandu Limited
- Prime Commercial Bank Limited
- Nepal Bangladesh Bank Limited
- Global IME Bank Limited
- Development Banks:
- Deva Bikash Bank Limited
- Jyoti Bikash Bank Limited
- Om Development Bank Limited
- Shine Resunga Development Bank Limited
- Sangri-la Development Bank Limited
- Excel Development Bank Limited
- Lumbini Bikash Bank Limited
Mobile Banking Fee:
For mobile banking (Excel Smart), there are several schemes, charged Rs. 250
For ABBS transactions, there are no charges. You may deposit or withdraw from any branch without any charges.
For electronic cheque clearing (ECC) transactions, there are no any charges up to a certain amount.
For other rates and charges, click here.