Saving Deposits (बचत निक्षेप):
There are several saving deposit schemes. For deposit accounts, the interest rate is up to 6.00 percent per year.
Fixed Deposits (मुद्दति निक्षेप):
There are several fixed deposit schemes. For fixed deposit accounts, the interest rate is up to 12:00 percent per year.
Recurring Deposits (क्रमिक बचत निक्षेप):
For recurring deposit accounts, the interest rate is up to 10.50 percent per year.
Loan Schemes (कर्जा योजना):
The loan is provided for almost all fields. For loan accounts, the interest rate is up to +7 percent Premium Rate.
Product Rates and Charges:
ATM Card Fee:
The ATM card is activated instantly, which is charged @ Nrs.200 for 2 years.
ATM Transaction Fee:
The ATM card can be used for withdrawal purpose inside Nepal without any charges (within SCT Network).
Mobile Banking Fee:
For mobile banking there are several schemes, charged from NRs. 200 to Nrs. 500.
For ABBS transactions, there is no any charges. You may deposit or withdraw from any branch without any charges.
For electronic cheque clearing (ECC) transactions, there is no any charges up to certain amount.